Employee benefits
Vehicle ownership is a cost your people carry alone. It does not have to be.
Right now the only vehicle support most employers offer to their employees is salary sacrifice, and that reaches a minority. CarCloud brings cost management, compliance and rewards into one place for your people — easing the burden of vehicle ownership, often their second highest spend, without adding work for you.
The problem
The hidden cost of car ownership on your people.
“Financial difficulty is both a cause and a consequence of mental health problems.” Money & Mental Health Policy Institute
85%
of business journeys are made in an employee’s own vehicle.
Business Car, 2025
2nd
highest household cost category, after housing.
ONS, 2024
60%
say car admin itself is stressful.
FCA, 2024
32 hrs
lost by the average driver each year to car admin.
FCA, 2025
What changes
Most employees today, and the same people with CarCloud.
| Most employees today | With CarCloud |
|---|---|
| Frustrated by car costs being scattered across bank statements and paperwork | Data visibility in one dashboard for every car cost, updated monthly, helps deliver better decisions |
| MOT, tax and insurance dates tracked from memory | Automated reminders before deadlines, not after, so that the vehicle and driver remain fully road compliant |
| Finance and insurance deals are rarely compared | Insurance managed, deals introduced, claims and incidents tracking in place (coming soon) |
| Unexpected repairs met with emergency borrowing | Running-cost forecasts, with short-term borrowing options if they are needed |
| No support navigating the move to electric | EV comparison tools and CO2 data makes the switch decision easier |
| Car stress spills into work and wellbeing | A benefit that visibly eases financial pressure and reduces stress |
Why it matters
Financial wellbeing. Supported, not assumed.
High ongoing costs
Financial anxiety and budgeting stress mean some employees skip an MOT, tax or insurance simply because they cannot afford it that month. With CarCloud, transparent running costs help people plan twelve months ahead.
Admin burden
Can be significant, due to fragmented paperwork, poor digitisation and limited finance knowledge. With CarCloud, a digital account stores every transaction and every document, and automates compliance reminders, so admin is easier and on time.
Unexpected repairs
Unforeseen bills push people toward crisis-level stress and emergency borrowing they cannot plan for. CarCloud’s forecast helps flag certain costs before they land, and soon, the potential for unsecured loans from our partners will mean short-term funding problems can be solved to keep your employees on the road.
Affordability and isolation
Financial strain around a vehicle can lead to social isolation, work exclusion and lost independence. Using CarCloud to help keep ownership more affordable keeps people mobile and mentally stronger.
Vehicle ownership is stressful. Being the employer that helps is not.
Checks and reminders run automatically in the background, employees confirm or act in seconds from their phone, and nobody has to chase paperwork. Less admin for you, lower stress for them, and a benefit your people will actually use.
Run an employee benefits platform or scheme?
CarCloud can sit inside your existing offer as the vehicle benefit: the second-largest household cost, covered for every employee who owns a car, not only the minority on salary sacrifice. One conversation to see how it fits alongside what you already provide.
Drive your business with CarCloud DRIVE.