Legal
How CarCloud collects, uses and protects personal data across the website, the platform and the apps.
On this page
Purpose Controller for Personal Data Processor for Personal Data Scope Types of Personal Data Lawful Bases: How We Use Your Personal Data How We Collect Your Personal Data Processing Tables Cookies and similar technologies Providing personal data Marketing communications How We Disclose Personal Information International transfers Grey fleet drivers If someone else has given us your details Family garages Data security Data retention How we use anonymised and aggregated data Controller: Data Subject Rights Processor: Data subject rights Keeping personal information accurate and current Concerns and complaints Changes to our privacy notice Contact usCarCloud Solutions Ltd, a company registered in England and Wales with company number 16029395 whose registered office is at Grosvenor House, 11 St Pauls Square, Birmingham, B3 1RB (“CarCloud Solutions”, “we”, “us”, or “our”) respects your privacy and is committed to protecting your personal data. This privacy notice explains how we process your personal data on our website, in the CarCloud web app and in the CarCloud companion app (the web app and companion app together being the CarCloud Platform). This privacy notice also informs you of your privacy rights pursuant to applicable Data Protection Laws including where applicable the UK Data Protection Act 2018, the UK GDPR and the EU GDPR.
We are registered with the Information Commissioner’s Office (ICO) under registration number ZB928332. This notice should be read together with the CarCloud End User Licence Agreement (www.carcloudsolutions.com/eula), which applies to your use of the CarCloud Platform, and our Terms of Service (www.carcloudsolutions.com/terms-of-service).
A “controller” is a person or organisation who alone or jointly determines the purposes for which and the way any personal data is or is likely to be processed. Unless we notify you otherwise, CarCloud Solutions is the controller of your personal data for the purposes of this website and our direct business activities.
If you use the CarCloud Platform for your own personal use (as a consumer), CarCloud Solutions is the controller of your personal data.
Where we process personal data on behalf of our Customers for example, when providing fleet management or vehicle data services we act as a Processor and process personal data in accordance with the Customer’s documented instructions and our contractual obligations.
This includes information about drivers, vehicles, incidents and driving licence checks that a business customer manages using the CarCloud Platform. In that case the business customer (usually the driver’s employer or the organisation they work for) is the controller and its own privacy notice also applies to you. We use carefully selected sub-processors to help us provide these services, including ONO App Ltd (ONO.app), which provides the incident and claims tracking software that forms part of the CarCloud Platform. The current list of our sub-processors is published at www.carcloudsolutions.com/sub-processors.
This privacy notice applies to the processing of personal data by us in connection with:
The CarCloud Platform is only for people aged 18 or over. We do not knowingly collect personal data about children, except where a user records details of a child involved in an incident (for example, a passenger).
Personal data means any information about an individual from which that person can be identified. It does not include anonymised data.
CarCloud Solutions may collect, use, store and transfer different kinds of personal data grouped as follows:
Depending on your relationship with us, we may process some or all of the categories above.
We will only use your personal data where permitted by law including:
You provide personal data when you:
We may receive your personal data from:
We also automatically collect certain Technical and Usage Data through cookies and similar technologies when you interact with our website or services. In the CarCloud Platform, we use PostHog for product analytics and session recording, but only if you accept analytics when you log in. Session recordings are set up to mask passwords and other sensitive information, such as driving licence and incident details. If you are a driver or other user on a business customer’s account, CarCloud is the controller of this analytics data, which we use only to improve the CarCloud Platform.
The following tables explain why we process personal data and the lawful basis for doing so. Please consult the applicable table relevant to your relationship with us.
This processing table applies to Business Customers (and the individuals who represent them) and explains how CarCloud Solutions processes personal data when delivering our services. It outlines the relevant processing activities, the categories of personal data involved and the lawful bases relied upon in accordance with applicable data protection laws.
| Processing Activities | Categories of Personal Data | Lawful Basis |
|---|---|---|
| Sign up and onboarding | Identity Data, Contact Data, Technical Data | Performance of a contract |
| Configure organisational account | Identity Data, Contact Data | Performance of a contract |
| Provide fleet management services (and, once available, telematics services) | Identity Data, Contact Data, Technical Data, Vehicle and Telematics Data | Performance of a contract |
| Create and manage administrator accounts | Identity Data, Profile Data | Performance of a contract |
| Process payments and manage fees | Identity Data, Contact Data, Financial Data, Transaction Data | Performance of a contract; Legitimate interests |
| Issue invoices and financial recordkeeping | Identity Data, Financial Data, Transaction Data | Legal obligation |
| Customer support and technical assistance | Identity Data, Contact Data, Technical Data, Usage Data | Performance of a contract; Legitimate interests |
| Service performance analytics | Technical Data, Usage Data | Legitimate interests; consent for analytics cookies and session recording in the CarCloud Platform (PostHog) |
| Fraud prevention and security | Identity Data, Technical Data | Legitimate interests; Legal obligation |
| Manage disputes and legal claims | Identity Data, Transaction Data | Legitimate interests; Legal obligation |
| Conduct customer surveys and gather feedback (from time to time) | Identity Data, Contact Data | Legitimate interests |
| Provide training and onboarding sessions to help business customers set up and use the CarCloud Platform (where needed) | Identity Data, Contact Data | Performance of a contract; Legitimate interests |
| Regulatory compliance | Identity Data, Financial Data | Legal obligation |
| Business administration and IT security | Identity Data, Technical Data | Legitimate interests; Legal obligation |
| Marketing communications | Identity Data, Contact Data | Consent or Soft Opt-in |
| Introductions to insurance and finance providers (at your request) | Identity Data, Contact Data, Vehicle and Telematics Data, Insurance and Finance Enquiry Data | Steps at your request before entering into a contract; Legal obligation (regulatory record-keeping and oversight by our principal, ComplianceTrak Ltd) |
| (When available) Attribute your account to the Audience Partner that introduced you (UTM code) and calculate revenue share | Identity Data, Transaction Data, Usage Data | Legitimate interests |
| Provide vehicle valuations, outstanding finance checks, and maintenance and fuel-cost forecasts for company-owned vehicles (never grey fleet vehicles) | Vehicle and Telematics Data | Performance of a contract |
This processing table applies to End Users i.e. employees or authorised users of our Customers and explains how CarCloud Solutions processes personal data when providing access to and operating our platform and other services.
| Processing Activities | Categories of Personal Data | Lawful Basis |
|---|---|---|
| Account creation and login management | Identity Data, Profile Data | Performance of a contract (with Customer) |
| Authentication and access control | Identity Data, Technical Data | Legitimate interests |
| Provision of vehicle and fleet services | Identity Data, Usage Data, Vehicle and Telematics Data | Performance of a contract (with Customer) |
| Generate fleet reports and dashboards | Identity Data, Usage Data | Performance of a contract |
| Platform security monitoring | Identity Data, Technical Data, Usage Data | Legitimate interests; Legal obligation |
| User support and troubleshooting | Identity Data, Contact Data, Technical Data | Legitimate interests |
| System maintenance and upgrades | Identity Data, Technical Data | Legitimate interests |
| Audit logging and compliance | Identity Data, Usage Data | Legitimate interests; Legal obligation |
| Security incident investigation | Identity Data, Usage Data | Legitimate interests |
| Service communications | Identity Data, Contact Data | Legitimate interests |
| Data backup and disaster recovery | Identity Data, Technical Data | Legitimate interests |
| (Coming soon) Record incidents and first notifications of loss, and record claims against the driver and vehicle | Identity Data, Contact Data, Vehicle and Telematics Data, Incident and Claims Data, Health Data (where recorded) | Performance of a contract (with Customer); Legitimate interests; for Health Data, see ‘Incident information and health data’ |
| (Coming soon) Send incident details to the insurer chosen by the Customer | Identity Data, Vehicle and Telematics Data, Incident and Claims Data | Performance of a contract (with Customer) |
| (Coming soon) Driving licence checks requested by the Customer | Identity Data, Driving Licence Data | Processed on behalf of the Customer as its processor. The Customer relies on its own lawful basis and a DPA 2018 Schedule 1 condition, and the check requires the driver’s DVLA consent |
| (Once available) import telematics and connected-service data (including location and route history) from the Customer’s chosen providers through API connections, and display it in the CarCloud Platform | Identity Data, Vehicle and Telematics Data | Processed on behalf of the Customer as its processor. The Customer decides how the data is used, including whether it is shared with insurers or used in claims |
| Product analytics and session recording in the CarCloud Platform (PostHog), only if you accept analytics at login. CarCloud is the controller, for its own product improvement | Technical Data, Usage Data | Consent (for the analytics cookie and session recording); legitimate interests (for analysing the results) |
| Anonymise and aggregate data on the business customer’s instructions (Terms of Service Clause 29.6) | Technical Data, Usage Data, Vehicle and Telematics Data, driving licence check results (aggregated statistics only) | Legitimate interests of the business customer, which instructs us as its processor |
When an incident is recorded using the CarCloud Platform, information about any injuries or the wellbeing of the people involved may be recorded. Health information is special category data, and we handle it with extra care and restrict who can access it.
Please only record health information that is needed for the incident report or claim. Do not upload medical records unless your insurer or, for business users, your employer has asked for them.
Where we act for a business customer, the customer (usually your employer) is the controller of this information and decides the condition it relies on. Where you use the CarCloud Platform as a consumer, we rely on your explicit consent or, where the information is needed to establish, exercise or defend a legal claim, on that condition. You can withdraw your consent at any time, but this will not affect information that has already been sent to your insurer.
If you record information about another person, such as a third party, passenger or witness, please make sure you are entitled to do so and, where appropriate, let them know that you have shared their details.
Where a business customer uses the CarCloud Platform to check the driving licence of one of its employees or subcontractors, we process the driver’s licence information on behalf of that customer, which is the controller. A check is only carried out once the driver has given the consent required by the DVLA, which the driver gives through the CarCloud Platform before the check is run. We keep a record of that consent. Driving licence information may include details of driving offences, which is treated as criminal offence data, and the customer is responsible for having a lawful basis and an appropriate condition under the Data Protection Act 2018. Drivers should also read their employer’s privacy notice. We do not carry out driving licence checks for consumers.
The business customer can view and filter licence check results, for example to show drivers with between 3 and 6 penalty points, or 6 or more. CarCloud does not produce any score, rating or risk profile about individual drivers, and any decision based on the results is made by the business customer.
We plan to introduce this feature in future and will update this notice before it goes live. We do not provide telematics services ourselves. Once the feature is available, where a business customer connects the CarCloud Platform to its own telematics provider or another service, we import data from that service through an API connection so that the customer can view and manage it in the CarCloud Platform. This data may include vehicle location, journeys and driving events. The business customer is the controller of this data and decides how it is used, for example whether it is shared with an insurer or used in connection with a claim, and we only use and share it on the customer’s instructions. Drivers should read their employer’s privacy notice for details of how telematics data is used.
CarCloud Solutions Ltd (FCA Firm Reference Number 1055210) is an appointed representative of ComplianceTrak Ltd (company number 11095036; registered office 14 Wistanes Green, Wessington, Alfreton, Derbyshire, DE55 6JN; FCA Firm Reference Number 914597; www.compliancetrak.io), which is authorised and regulated by the Financial Conduct Authority (FCA). Under that appointment we act as a credit broker for vehicle finance and introduce customers to FCA-authorised insurers and insurance brokers (including for secondary vehicle products such as GAP insurance, warranty and asset protection), for which the provider pays us an introduction fee. We do not advise on or recommend specific insurance products. If you were introduced to us by a partner, that partner is the provider we will refer you to for the products and services it provides. Otherwise, we refer you to the provider we recommend (for insurance and finance, an FCA-authorised provider). When you ask us to refer you, we will share the details needed with that provider, and the provider will share with us the information needed to confirm the referral so that it can pay us commission. Where we carry out insurance or credit broking activities for you, we will also record information about your needs and the products discussed, using systems provided by ComplianceTrak Ltd, as FCA rules require. Those records may be monitored and audited by ComplianceTrak Ltd. The provider will then be a separate controller of your personal data and will give you its own privacy notice. We will not pass your details to a provider unless you ask us to. We also share records of introductions, and any related complaints, with ComplianceTrak Ltd so that it can carry out its regulatory oversight of us. ComplianceTrak Ltd may share this information with the FCA and the Financial Ombudsman Service where required. ComplianceTrak Ltd is a separate controller of the information it receives for its regulatory oversight of us, and its privacy policy is available at www.compliancetrak.io.
Our Audience Partner features are coming soon. When they are available, if you were introduced to CarCloud by one of our partners (an Audience Partner), your account will be tagged with an attribution code (a UTM code). We will use it to apply the correct partner rate, show the partner’s branding on your dashboard, and calculate any revenue associated with that partner. We do this on the basis of our legitimate interests. We only share your personal data with your introducing partner, or allow it to contact you about its own products, in line with the consent choices you make when you register. You can change these choices at any time by contacting us at hello@carcloudsolutions.com or, for marketing emails, by using the unsubscribe link in the email.
When the CarCloud Store is available and you click through to a Store Partner’s website, we may tell that partner that you were referred by CarCloud so that we can receive a referral fee. Any purchase you make is between you and the Store Partner, which will use your personal data under its own privacy notice. Card payments for your CarCloud subscription are processed by our payment provider, Stripe, which collects your card details directly. We do not store your full card details. Stripe acts as a separate controller for some purposes, such as fraud prevention and meeting its own legal obligations, and its privacy policy is available at stripe.com/privacy.
If you apply for or use a CarCloud payment card (when available), your application, card and transaction data will be processed and stored in the UK by Atlas Consolidated (UK) Ltd (company number 16197917; registered office 14 Queen Anne’s Gate, London, SW1H 9AA), the UK subsidiary of Atlas Consolidated Pte. Ltd. (Singapore), a financial services and banking-as-a-service technology provider, which provides the card programme using its Hugo Hub product line. Atlas Consolidated (UK) Ltd has applied to the Financial Conduct Authority for authorisation as an electronic money institution. The regulated services for the card, including issuing the card and holding electronic money, are provided by FCA-authorised third parties, which will be named in the cardholder terms. The card will only be offered once the necessary authorisations are in place. Atlas Consolidated (UK) Ltd and the authorised card issuer will carry out identity, anti-money laundering and fraud checks, which may involve credit reference and fraud prevention agencies, and each will be a controller of your personal data under its own privacy notice. We receive card and transaction information from Atlas Consolidated (UK) Ltd so that we can display it in the CarCloud Platform.
This processing table applies to Consumers, i.e. individuals who use the CarCloud Platform for their own personal use, and explains how CarCloud Solutions processes their personal data as controller.
| Processing Activities | Categories of Personal Data | Lawful Basis |
|---|---|---|
| Account registration and login | Identity Data, Contact Data, Profile Data, Technical Data | Performance of a contract |
| Provide Vehicles Management (your digital garage), including vehicle records and MOT, tax and insurance reminders | Identity Data, Contact Data, Vehicle and Telematics Data | Performance of a contract |
| (Coming soon) Record incidents and first notifications of loss, and send details to the insurer you choose | Identity Data, Contact Data, Vehicle and Telematics Data, Incident and Claims Data, Health Data (where recorded) | Performance of a contract; Explicit consent or legal claims (Health Data) |
| Store details of named drivers and other people you add | Identity Data, Contact Data | Performance of a contract; Legitimate interests |
| Subscriptions, payments, invoices and VAT records | Identity Data, Contact Data, Financial Data, Transaction Data | Performance of a contract; Legal obligation |
| Introductions to insurance and finance providers (at your request) | Identity Data, Contact Data, Vehicle and Telematics Data, Insurance and Finance Enquiry Data | Steps at your request before entering into a contract; Legal obligation |
| Customer support, cancellations and complaints | Identity Data, Contact Data, Transaction Data, Usage Data | Performance of a contract; Legal obligation; Legitimate interests |
| Service communications, e.g. renewal reminders and changes to terms or prices | Identity Data, Contact Data | Performance of a contract; Legal obligation |
| Marketing communications | Identity Data, Contact Data, Marketing and Communications Data | Consent or soft opt-in |
| Security, fraud prevention and improving the CarCloud Platform | Technical Data, Usage Data | Legitimate interests |
| (When available) Attribute your account to the Audience Partner that introduced you (UTM code), apply partner rates and calculate revenue share | Identity Data, Transaction Data, Usage Data, Technical Data | Legitimate interests |
| (When available) Share your details with your introducing Audience Partner, or let it contact you about its products (only if you choose) | Identity Data, Contact Data, Marketing and Communications Data | Consent |
| Apply for and use a CarCloud payment card (when available) | Identity Data, Contact Data, Financial Data, Transaction Data | Performance of a contract; Legal obligation (anti-money laundering and fraud checks carried out by the card issuer) |
| Personal accounts opened by grey fleet drivers (separate from any employer account) | Identity Data, Contact Data, Vehicle and Telematics Data | Performance of a contract |
| Product analytics and session recording in the CarCloud Platform (PostHog), only if you accept analytics at login | Technical Data, Usage Data | Consent (for the analytics cookie and session recording); legitimate interests (for analysing the results) |
| Provide vehicle valuations, outstanding finance checks, and maintenance and fuel-cost forecasts for vehicles in your personal account | Vehicle and Telematics Data | Performance of a contract |
| Anonymise and aggregate data to create anonymised data products (see ‘How we use anonymised and aggregated data’) | Technical Data, Usage Data, Vehicle and Telematics Data | Legitimate interests |
This processing table applies to Suppliers and service providers and explains how CarCloud Solutions processes personal data in the course of managing our supplier relationships.
| Processing Activities | Categories of Personal Data | Lawful Basis |
|---|---|---|
| Engage you for services | Identity Data, Contact Data | Performance of a contract |
| Manage payments | Identity Data, Financial Data, Transaction Data | Performance of a contract |
| Business communications | Identity Data, Contact Data | Legitimate interests |
| Legal and compliance obligations | Identity Data, Financial Data | Legal obligation |
This processing table applies to website visitors and outlines how CarCloud Solutions handles personal data collected through the use of our website.
| Processing Activities | Categories of Personal Data | Lawful Basis |
|---|---|---|
| Respond to enquiries | Identity Data, Contact Data | Legitimate interests |
| Website administration and security | Technical Data | Legitimate interests; Legal obligation |
| Analytics and website improvement | Technical Data, Usage Data | Legitimate interests; Consent (where required) |
| Deliver relevant advertising | Identity Data, Usage Data, Marketing Data | Legitimate interests; Consent (where required) |
| Manage changes to terms or notices | Identity Data, Contact Data | Legitimate interests |
Note: Where required by applicable law, consent will be obtained for non-essential cookies or similar tracking technologies. Please refer to our Cookie Policy for further information.
We may gather information and statistics collectively about visitors to our website. Analysis of this information demonstrates the most frequently used sections of the website and assists us in continually improving the online service. Please also refer to our Cookie Policy for more information on how we set cookies. We will ask for your consent before using cookies that are not strictly necessary, except where the law allows certain cookies to be used without consent, for example cookies used only to produce statistics to improve our website or to remember your preferences. In that case we will tell you about them and give you a simple way to object. Full details of the cookies we use, and how to change your choices, are in our Cookie Policy at www.carcloudsolutions.com/cookie-policy.
If you use the CarCloud companion app, we also collect information about your device, such as its type, operating system and app version, so that the app works properly and securely. With your permission, given through your device settings, the app can also use: your camera and photos, for example to add pictures to an incident report; your location, for example to record where an incident happened; and, once available, push notifications, for example to send you MOT, tax or insurance reminders. You can change these permissions at any time in your device settings, although some features may not work without them. The app uses analytics and crash-reporting tools to help us find and fix problems; the providers are named in our Sub-processor List (www.carcloudsolutions.com/sub-processors). Our Cookie Policy explains the similar technologies the app uses.
Where we need to collect personal data by law or under the terms of a contract and you do not provide that information when requested we may not be able to perform the contract we have or are trying to enter into with you for example to provide you with our services. In this case we may have to cancel our service, but we will notify you if this is the case at the time.
We may send you marketing communication. You have the right to object to processing of your personal data for direct marketing purposes. You can unsubscribe from receiving marketing communications from us by using the unsubscribe methods contained in communications we send to you or by contacting us. See Contact us.
Where you opt out of receiving marketing communications this will not apply to personal data provided to us as a result of registering for or using our service, your service experience or other interactions with this website.
In certain circumstances, we may disclose your personal information to third parties for contract fulfilment purposes, legitimate purposes and other reasons subject to this Notice.
Such circumstances where we disclose information may include:
The CarCloud Platform is hosted in the UK. Some of our service providers, such as our website analytics and customer relationship management providers, may process personal data outside the UK, for example in the United States. Where this happens, we make sure your personal data is protected by at least one of the following safeguards:
You can contact us for more information about the safeguards we use.
If you drive your own vehicle for work, your employer (one of our business customers) adds you to its CarCloud business account, in the same way as its other drivers. Your employer is the controller of that information and we process it on your employer’s behalf (see ‘Processor for Personal Data’ above). The business account holds only what your employer needs to run its business and remain compliant: for example, your vehicle details, that your vehicle is insured, taxed and has a valid MOT, your declaration that business-use insurance is in place and its renewal date, and the results of any driving licence checks. It does not hold your vehicle’s valuation or your costs of running it, such as insurance, finance and other costs that are not business-related.
Your business-use insurance declaration is yours: we record it but do not check it, and you are responsible for keeping it accurate. Your employer’s privacy notice explains how your employer uses this information.
You can also choose to open your own personal CarCloud account, for example to manage your vehicle’s finance and insurance costs. A personal account is completely separate from your employer’s business account: the two are not linked, we are the controller of your personal account, and nothing in it is shared with or visible to your employer. Opening one is entirely your choice.
Users of the CarCloud Platform may give us your details. For example, you may be a named driver on someone’s vehicle, a driver employed by or working for one of our business customers, or a third party, passenger or witness involved in an incident. In that case we will usually hold your name and contact details and information about the vehicle or incident, and, if you drive for a business customer, the other information described in this notice. We use it for the purposes described in this notice, and it may be shared with insurers and others as described above. If you drive for a business customer, that business is the controller of your information, and its own privacy notice will tell you more. You have the same rights over this information as anyone else, and you can contact us at hello@carcloudsolutions.com.
If you join someone else’s personal CarCloud account (a family garage), the account holder owns and controls that account. Everything you add or record in it, including your vehicle, insurance, finance and other costs, documents and incident records, is visible to and controlled by the account holder, and to any admin the account holder appoints. If you have a driver role, you see only the vehicles you drive. The account holder and any admin can edit or delete anything in the family garage. We are the controller of your personal data in the family garage, and we use it to provide the account to the account holder and to you (performance of a contract with you under our End User Licence Agreement, and our legitimate interests). If you want to keep this information private, open your own personal account instead. A personal account is completely separate, and its information is not part of any family garage.
You can leave a family garage at any time, and the account holder can remove you at any time. The vehicles and records in the family garage, including those you added, then stay with the account holder unless they remove them. You can ask us for a copy of the information you added, in a commonly used electronic format, and ask us to delete personal information that relates only to you, such as your own insurance or finance details. We will do this after telling the account holder, unless we are entitled or required by law to keep it. Moving a vehicle and its information directly to your own personal account is not currently available, but you can add the vehicle to your own account and use your copy.
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality.
Our security measures include encryption of data in transit and at rest, access controls, regular security testing, audit logging, and business continuity and disaster recovery procedures. Our service providers are bound by contract to keep your personal data secure and to tell us promptly about any security incident.
The transmission of information via the internet is not completely secure. Although we will take reasonable measures to protect your personal data, we cannot guarantee the security of your information transmitted.
We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.
To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements.
We apply the retention periods below. Where we process personal data on behalf of a business customer, we follow that customer’s instructions, and these periods apply only where the customer has not told us otherwise. At the end of the relevant period we securely delete or anonymise the data.
| Type of personal data | How long we keep it |
|---|---|
| Account and profile data | While your account is open and for 6 years after it closes |
| Subscription, payment, invoice and VAT records | 6 years from the end of the financial year they relate to |
| Digital garage and vehicle data (personal accounts) | While your account is open, then deleted within 90 days of closure unless needed for an open claim or complaint |
| Incident and claims data (including any health data) | 6 years after the claim is closed or, if no claim is made, 6 years after the incident. Where a child was injured, until the child reaches 21 |
| Driving licence check records (business customers) | As instructed by the business customer. If no instruction is given, 12 months after the driver is removed from the customer’s account |
| Telematics and connected-service data | As instructed by the business customer. If no instruction is given, deleted when the connection ends or the customer’s account closes |
| Records of insurance and finance introductions | 6 years after the introduction |
| Complaints (including data protection complaints) | 6 years after the complaint is closed |
| Customer support enquiries | 2 years after the enquiry is closed |
| Marketing preferences | Until you unsubscribe, after which we keep a record of your opt-out so that we do not contact you again |
| Website analytics and cookie data | As set out in our Cookie Policy (no longer than 2 years) |
| Supplier records | 6 years after the end of the relationship |
| Security and access logs | 12 months |
| Customer Data held for business customers (Business Subscribers) | Kept and deleted on the business customer’s instructions. After the business customer’s subscription ends, it may request a copy within 14 days, after which we may delete it (Terms of Service Clause 22.2), unless the law requires us to keep it for longer. |
We anonymise and aggregate data from the use of the CarCloud Platform, including vehicle, journey, incident and driving licence check information, so that it no longer identifies you, any vehicle or any business. We then use the anonymised data, and may share, license or sell it, for purposes including:
We never include health information. Driving licence check information, and data we receive from other data suppliers such as the DVLA, is included only in aggregated statistical form, and only where the law and the supplier’s terms allow. We follow the Information Commissioner’s guidance on anonymisation and test our methods regularly. We only release anonymised data in groups large enough that no individual, vehicle or business can be singled out, and we require anyone we share it with not to try to identify anyone. We do not use anonymised data to make decisions about you or to price products for you. We train our own artificial intelligence models only on anonymised data. Anonymised data is not personal data.
Anonymising your personal data is itself a use of your personal data. We do this on the basis of our legitimate interests in developing our services and data products, and you have the right to object (see ‘Controller: Data Subject Rights’). If you drive for or work for one of our business customers, we anonymise its data on that customer’s instructions (Terms of Service Clause 29.6), and its privacy notice explains this.
Where we act as a controller under certain circumstances, you have rights under Data Protection Laws. Not all rights are absolute and depending on where you are located, not all rights are given to you. You can:
You will not have to pay a fee to access your personal data or to exercise any of the other rights. However, we may charge a reasonable fee if your request is clearly unfounded, repetitive or excessive. We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal information or to exercise any of your other rights. This is a security measure to ensure that personal information is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response.
We will respond to your request without undue delay and within one month of receiving it. If we need information from you to confirm your identity or to clarify your request, the month will run from when we receive that information. If your request is complex or you have made a number of requests, we may extend this by up to two further months, and we will tell you within the first month if we need to do so. When responding to a request for access to your personal data, we will carry out a reasonable and proportionate search.
If you wish to exercise any of the rights set out above, please contact us at hello@carcloudsolutions.com.
Where we act as a processor, you should first contact your employer regarding any exercise of your data subject rights. We may assist your employer (our customer) in responding to your request but all requests must be submitted through your employer in the first instance. If we receive a request directly, we will pass it to the relevant customer promptly.
It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us. Please contact us if you wish to update your personal data.
We would appreciate the chance to deal with your concerns in the first instance. Please see Contact us section. If you have unresolved issues, you have the right to complain at any time to a data protection supervisory authority for data protection issues such as the UK data protection regulator – the Information Commissioner’s Office (ICO).
You can complain to us about how we use your personal data by using the contact form on our website or in the CarCloud Platform, or by emailing hello@carcloudsolutions.com. We will acknowledge your complaint within 5 business days of receiving it, investigate it without undue delay and tell you the outcome. You can also contact the ICO at www.ico.org.uk or on 0303 123 1113.
You may lodge a complaint with a supervisory authority if you live or work outside the UK or you have a complaint concerning our personal data processing activities.
This privacy notice may be changed from time to time in response to legal, technical or business developments. We will take appropriate measures to inform you when we update our privacy notice. We will obtain your consent to any material privacy notice changes if and where this is required by applicable Data Protection Laws.
If you would like more information about the way we manage personal information that we hold about you please contact us at:
Email address: hello@carcloudsolutions.com
Post: CarCloud Solutions Ltd, Grosvenor House, 11 St Pauls Square, Birmingham, B3 1RB
This version was last updated on 5 October 2026.
Solutions
Driver Management Road compliance Insurance management Valuation & Cost Management ESG & operational reporting Spend with VisaImportant information
Value figures are illustrative estimates of time released and value protected, not guaranteed savings. They vary by customer.
CarCloud gives information, not financial, insurance or legal advice.
CarCloud is not a lender or an insurer. It intends to introduce customers to a limited number of finance and insurance providers in future, but does not do so yet and currently earns no commission. If CarCloud introduces you to a provider in future, it may receive commission, and we will tell you about this before you proceed.
CarCloud’s vehicle-management, reminder and administration services are not regulated by the FCA. Features marked “not yet available” may change.
You can check CarCloud’s status on the FCA Register. Complaints: hello@carcloudsolutions.com. If you remain unhappy with how a complaint about a regulated service is resolved, you may be able to refer it to the Financial Ombudsman Service.
© 2026 CarCloud Solutions Limited. Registered in England and Wales, company number 16029395. Registered office: Grosvenor House, 11 St Paul’s Square, Birmingham B3 1RB. VAT number 519 0300 26. ICO registration ZB928332. CarCloud Solutions Limited (FRN 1055210) is an Appointed Representative of ComplianceTrak Ltd (FRN 914597), which is authorised and regulated by the Financial Conduct Authority. CarCloud’s appointment is limited to consumer credit broking and general insurance distribution. CarCloud may only undertake these activities within the scope of its agreed appointed-representative arrangements with ComplianceTrak Ltd.