
For logistics and last-mile networks
Your own workforce, your grey fleet, and thousands of subcontractors — one network, numerous blind spots. CarCloud brings owned vehicles, grey fleet and subcontractor vehicles into one live view, checked continuously rather than annually.
The numbers
29%
of all UK road deaths involve someone driving for work.
DfT, 2025
2 in 5
delivery riders stopped in Home Office checks were working illegally.
Home Office
20–30%
of commercial motor policies are hit by non-disclosure at renewal.
CMA / ABI, 2024
£1.2bn
cost of motor insurance fraud to the UK market every year.
ABI / IFB, 2025
40–60%
higher premiums for hire-and-reward fleets than for owned-goods fleets.
UK fleet insurance data, 2026
17.7%
average overspend on vehicle costs against what you should be paying.
CarCloud data
The problem
Your workforce drives a blend of company vans, salary-sacrifice vehicles and personal cars used for work — often tracked across different spreadsheets, depots and teams, with no single view of who is compliant today.
CarCloud brings owned vehicles, lease vehicles and grey fleet into one live view, checked continuously, not annually.
You contract with thousands of small logistics firms to cover last-mile volume. Once the contract is signed, you have almost no ongoing visibility of their drivers’ licences, their vehicles’ roadworthiness, or whether their insurance is still valid on the day of delivery.
CarCloud extends the same live checks across your subcontractor network — not just your own payroll.
When a subcontractor’s driver is unlicensed, uninsured, or in an unroadworthy van, the incident happens on your brand’s doorstep — and vicarious liability, regulatory scrutiny and reputational damage land with you, not the subcontractor.
CarCloud keeps a timestamped audit trail across your whole network, ready to evidence due diligence.
Fuel, tolls, repairs and insurance claims sit across dozens of cards, brokers and subcontractor invoices — so it is nearly impossible to tell which vehicles or routes are actually profitable.
One payments card, one record of claims and incidents, one dataset — costs allocated straight to the vehicle that incurred them. (Coming soon)
What changes
Every vehicle in your network, in one audit trail.
Before CarCloud
Subcontractor checks at signature only
Licences and insurance assumed valid
Spend across dozens of cards and invoices
Claims chased by phone
Liability discovered after the incident
With CarCloud
Every driver verified — licence and right to work
Every vehicle checked continuously
Every subcontractor on the same audit trail
Every pound allocated to the vehicle that spent it
How it works
CarCloud is a single digital platform for the whole lifecycle of vehicle and driver compliance — covering owned fleet, grey fleet and subcontractor vehicles in one live view. It verifies driving licences and right-to-work status at source, monitors MOT, tax, roadworthiness and insurance continuously, manages insurance placement, tracks claims and incidents (coming soon), surfaces vehicle equity and refinancing options, and issues a single CarCloud Visa card that allocates every pound of spend directly to the vehicle that generated it.
See how CarCloud works across your own fleet, your grey fleet and your subcontractor network.
Common questions
If a subcontractor’s driver is unlicensed, uninsured or in an unroadworthy vehicle while delivering for you, the liability, regulatory scrutiny and reputational damage land with your brand. Due diligence has to be continuous and evidenced.
Yes. The same licence, right-to-work, insurance and roadworthiness checks run across subcontractor drivers and vehicles as across your own, on one timestamped audit trail.
Grey fleet refers to employees using their own vehicles for work purposes.
Yes. Fuel, tolls, repairs and claims are allocated to the vehicle that incurred them at the point of payment, so cost per vehicle and per route is a report rather than a reconciliation.