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Risk and compliance managers

For Risk & Compliance Managers

“We reasonably believe they’re compliant” is not a control. It’s an assumption waiting to be tested.

CarCloud brings driver, vehicle and grey fleet compliance data into one auditable platform — so duty of care is something you can support via evidence on demand, not something you hope holds up if it’s ever tested.

CarCloud fleet dashboard: company overview, actions required and upcoming actions

From the CarCloud platform

The numbers

Road risk is one of the few risks that can create physical harm, litigation and regulatory exposure at scale.

~33%

of all UK road collisions involve someone driving for work.

HSE road safety data, 2026

459

people were killed in collisions involving a driver driving for work in Great Britain in 2024 — around 29% of all road fatalities.

Government road safety data, 2024

500+

work-related road deaths and around 20,000 serious injuries occur in the UK every year.

RoSPA

1.2 million

road traffic deaths occur globally each year, with many involving work-related travel.

World Health Organization

Only 35%

of grey fleet drivers have been asked to show evidence of insurance coverage, and 49% report their employer never checked licence or vehicle compliance at all.

TTC Group research, July 2025

The problem

Four things that turn a control environment into a liability.

Duty of care resting on assumption, not evidence

Under the Health and Safety at Work etc. Act 1974, the employer’s duty of care applies whether the vehicle is company-owned or an employee’s own car used for work. Ownership doesn’t remove the obligation — annual declarations and self-certification don’t discharge it either.

CarCloud verifies licence, insurance (business use) and MOT status continuously, not once a year on trust.

No audit trail for approvals, exceptions or incidents

Spreadsheets fail in exactly the way risk teams fear most: silent errors, weak access control, inconsistent versions, no audit trail, key-person risk. In an investigation, “we believe” doesn’t hold up — evidence does.

CarCloud creates a time-stamped audit trail for every verification, approval and exception, ready for scrutiny.

Safety data disconnected from compliance and operational reporting

Near-miss reporting, driver risk scoring, training completion and incident trends often live in different systems — or nowhere at all — so patterns that should trigger action go unseen until there’s a serious event.

CarCloud links compliance status, incident history and risk indicators in one dashboard, so patterns surface early.

Company fleet and grey fleet held to different standards

Owned vehicles are usually well controlled. Grey fleet — employee-owned vehicles used for work — is frequently managed through reimbursement forms alone, even though the legal duty of care is identical.

CarCloud applies the same verification and audit standard to owned fleet and grey fleet, closing the gap where most exposure sits.

What changes

The control environment you inherit, and the one that would withstand scrutiny.

The situation you inherit

Compliance evidenced through annual declarations and self-certification

No central audit trail for approvals, exceptions or incidents

Grey fleet managed through mileage forms, with no verification

Safety and compliance data siloed from operational reporting

“Are we compliant today?” takes days to answer, if it can be answered at all

Risk reporting disconnected from Board and Risk Committee packs

With CarCloud

Continuous, automated verification of licence, insurance and MOT status

Time-stamped audit trail across every driver and vehicle

Grey fleet held to the same compliance standard as owned fleet

Compliance, incident and risk data reported together

A live dashboard answers it instantly

Audit-grade reporting built for Board and Risk Committee scrutiny

Evidence on demand, not assembled after the event.

A time-stamped audit trail across every driver and vehicle, ready before anyone asks for it.

How it works

Evidence, not assumption — built into the platform.

CarCloud centralises driver and vehicle compliance data across owned and grey fleet, automates the verification that actually matters, and produces a demonstrable audit trail for every driver, vehicle and decision.

Automated Verification

Licence, insurance (business use) and MOT checked and date-tracked continuously.

Audit-Grade Trail

Time-stamped records of every verification, approval and exception.

Safety & Incident Visibility

Incident trends, near-miss reporting and risk indicators in one view.

Grey Fleet Parity

The same verification standard applied to owned and employee-owned vehicles.

Board & Risk Committee Reporting

Consistent, evidenced, ready to present.

The questions your controls should survive

Because in a serious incident, courts and regulators examine systems, not intentions.

?

Was business-use insurance verified — not just declared?

?

Was MOT validity confirmed at the time of travel?

?

Was driver eligibility actively monitored, not assumed?

?

Is there a time-stamped audit trail behind every approval and exception?

?

Would your evidence hold up if it were tested tomorrow?

If the honest answer relies on spreadsheets and email trails, it isn’t a control environment yet — it’s a hope.

Drive your business with CarCloud DRIVE.

© 2026 CarCloud Solutions Limited. Registered in England and Wales, company number 16029395. Registered office: Grosvenor House, 11 St Pauls Square, Birmingham B3 1RB. VAT number 519 0300 26. ICO registration ZB928332. CarCloud Solutions Limited (FRN 1055210) is an Appointed Representative of ComplianceTrak Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 914597).